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July 19, 2010
As you get ready to do major purchases or major selling. Like a short sale house you want to have the best facts so you can feel sure you are getting the best deal that you could. You would not want to sell your house for $100,000 if you could sell if for $175,000 would you? This is a where a professional real estate broker or an agent could be a great asset to you. Simply put the broker or agent has the tools available to be able to advise you to make the best deal for you.
The first thing the broker agent like Veronica Gonzales will do for you is research your property to determine what the price of the house to see if a short sale could happne. Then will find out what are the trends of the location.
Let us assume that your house is located in an old neighbor and the trends of neighbor been going up over the past few years. The neighbors that are close to you has invested lots of money and time in keeping the maintenance up of their house. Veronica aware of the current rates plus they most likely has been marketing themselves so the people with in the city knows the good character of Veronica. In the long run it will help you to sell your home because of her great reputation.
Like anything else once you spend time with the agent you will know if the deal is a good one or not for you. If you do not think it is right thing to. You should asked questions and get your concerns about short sale before you made the final decision. There is no disgrace to ask questions and get them answer. A good agent will take the extra time and to get your concerns taken care of.
Amada Veronica Gonzales
July 30, 2010
Buying a home for the first time could be very exciting thing to do. It will be very easy to do become so emotional about buying a new home you might not be able to think very clearly about what you are doing. Buying a home is most likely will be the biggest purchase that you have made so far in your lifetime. It is not a purchase that you will easily made like going into Wal mart and buy $2.00 or a $5.00 item.
There are eight common sense things that you should have settle in your mind before you start shopping for a house.
1. What city do you want to buy a house in?
2. Do you want to live outside the city area?
3. Do you to live in a 2 story house or a one story?
4. How many bedrooms and bath in your home?
5. How much square footage do you want in the house?
6. The lot size.
7. Are you willing to do a short sale and wait for the bank to approve it. It does take longer than other sales.
8. Finally what is the price you that you are willing to spend on your home or what is the monthly mortgage payment that you are willing to commit to.
Once you have those questions settle in you mind it then you should go talk to an agent/broker stand firm on what you answers that you have already made. You also have the proof of income paystubs with the last couple years of tax returns. You will be amazed how well your first meeting will go when you go into the meeting with the answer in your mind. The next step would be just to find the house that you are comfortable with in the size, bedrooms, price or the monthly payment. You will not allow anyone to take away your dream on what your truly want to happen.
Now on the other hand let us assume you come into a real estate office and with this mindset. I am going to buy a house today. The agent will ask you some questions about what you are looking for in the house. You answer with I do not really know what I want but I want to buy a house. The real estate broker will be as nice as they can be and tell you that you need to make some decision about what you want first come back and see me once you found out what you want to do.
Amada Veronica Gonzales
July 29, 2010
You find you short sale house that you want to purchase and you make a offer on the house and it is now going though escrow and the moving day is just couple weeks away to before the house is in your name. Your agent highly suggests that you make the choice to get the home inspection of the home. You are in the process of thinking if you should do that or not.
Let me give you some of the advantages of investing into a home inspection. He will spend lots of time at you home to do a full inspection. He/she will be inspecting the plumbing, air condition or the cooler system, the wide-ranging construction of the home. The inspector will also check to make sure that it power that comes into the house is safe; the natural gas is safe also. He/she will also check the water supply. I am sure you would want to have the water supply check before you move in. It would be an upsetting situation if you move in and went to take a shower and find out the water does not work. Most people will be able to laugh about it after but after a hard day working of moving in would not be a laughable situation at that moment.
After you get the inspection report back there are some items that needs to be repairs. You may be interesting in learning that you have some options that you have if you choose to. One option would be to have your agent filled out the request of repairs to the listing agent so it can be address before the closing date. It the seller wants to sale the home now he will most likely agree to make the good on the repairs before close of the sale. Therefore save you hundreds or thousands of dollars of repairs of your
An example, of this would be you are buying a short sale house where it has been empty for the last few months. The inspector came out and discovers the air condition is not working and saw a red tag on the fireplace along with the heating unit of the house. The pool area has some bare wires around the filter area and was not done correctly. The inspector put that down in the report. He also discovers the water supply was not up to normal. If everything is AOK then you will not have any worries for a while in the house.
It is important for you to pick a well respectable inspector that will do a very good job for you so you will be able to know with out any worries about issues down the road with you new home. In my view point it is always the best thing to do to get the most information about everything you can do to make the best choice you possible can. Veronica Gonzales since she is in real estate I am sure she can make some good recommendation to you for home inspector that will do awesome jobs.
Amada Veronica Gonzales
July 19, 2010
Real estate broker is a person that has been train in handling all the real estate transaction that is possible. It is a person that has went to lots of training in order to have the title of real estate broker. Some of the different deals they are able to do is short sale, commercial real estate, foreclosures. The person is able to perform all the necessary functions to successful close the real estate deal for you. Real estate broker have different options for you to consider when it comes to how you going pay for the houses.
They work with you on a personally basic to find the property that you heart desire. The real estate broker must keep there license up to date. Unlike the a driver license depending on what state your broker lives in they need to renew it every other year or even every year.
Most of the time broker has real estate agent works in there office underneath the broker. The agent does some of the work of the sale of the property the agents get some of the commissions. Being a broker give allow you to have your own company that where you have full control of the all that goes on in your office. The bottom line is when you are a broker you are 100 percent responsible of the transaction of the office.
Veronica Gonazles is a license real estate broker now. She started out as a real estate agent was very successful since 2005. She learned to become a specialist in short sale property and the rest of the real estate needs that people has. She discover that she love to help people to buy there dream homes or help them to sell there home as a short sale. Earlier this year she made the choice to become branch out and become a real estate broker herself. Now she has her own office that she able to provide excellent service for the people of Palmdale CA. We would love you to take a tour of the office simply by watching one of the video below. One is in English and the other one is in Spainsh.
Amada Veronica Gonzales
People need to be aware that just because you made the choice to short sale your home that does not mean that you will not be out of the woods with the IRS. They look at the different between the balance that your loan and the amount that sell the home for as income. For example, let us assume your balance on the loan is $300,000 and the home sell for $140,000 there is $160,000 dollars that you are asking the lender to forgive you of the debt. You will get an IRS form which is call a 1099C, with the amount of $160,000 on it. The IRS will receive the same form also. No you will never see that money in your life time. Although you never see that money the IRS still consider that as income money for you in the year of the sale of the home. You are required to report that income when you do your income taxes return for that year.
Ok, I hear you saying what can you or your tax professional do to help you out with this situation? The answer to that question it might be possible. The tax prepare will be able to do an insolvent worksheet that could create an exception to the $160,000 unseen income. Once the worksheet is done it will be able to determine if you meet this insolvent exception rule or not. Here check out rules of the short sale unseen income rules.
If you thinking about putting your house on the market in Palmdale CA as a short sale. I would encourage you to find as much facts that you can by talking to your tax person before you sell the home and find out if you could meet the requirement of being insolvent or not. I personally believe that a person should get all the facts before making a decision therefore they will not go into the situation blind.
You most likely will want to have a great real estate broker to work with you so you will make sure all the requirement is done correctly for your short sale home. If you live in Palmdale CA there is a real estate broker that I would highly suggest that you use. Her name is Veronica Gonzales she been selling real estate since 2005. She has been very successful in the past five years. I do work for her doing varies things. She is married women here in Palmdale CA, has four kids lives in a very new home. She is totally commit to her work wants to help people. I am sure you will like her once you choose to talk to you.
She is always busy doing the necessary paper work for the clients or showing different homes to the clients. Let me ask you a question would you rather work with a real estate broker who is busy do the real estate business or would you want to work with a real estate person who is not commitment to real estate.
Amada Veronica Gonzales
Real Estate Broker/Notary Public Dre#01489743
Primary Benefit Properties
3005 E Palmdale Blvd Suite # 12
Palmdale, CA 93550
Office (661) 266-4400
Fax (661) 266-4404
Cell (661) 733-5700
Email: veronicahomes@att.net
Email: av5starrealty@att.net
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